M
MobAIsec
Evidence-backed regulator content

Australia Mobile Banking Security Mandates

- **ACSC** — primary supervisory authority for digital banking and payment security.

Primary regulator: ACSC

2 official sources registered

Source confidence: 55%

Upload APK — test against ACSC controls

Executive Summary

Australia mobile banking applications are subject to cybersecurity and fraud requirements published by ACSC, APRA. Mobaisec indexes official regulator sources only and extracts keyword-evidence controls — no fabricated mandates.

0 mobile banking controls indexed from 2 official sources.

Regulator Overview

  • ACSC — primary supervisory authority for digital banking and payment security.
  • APRA — primary supervisory authority for digital banking and payment security.

Mobile Banking Requirements

Official sources are registered below. Run governance crawl to extract keyword-evidence from published HTML/PDF guidance.

Fraud Controls

Fraud prevention & transaction monitoring requirements are addressed in national banking cybersecurity guidance for Australia.

MFA & Authentication

Strong customer authentication requirements are addressed in national banking cybersecurity guidance for Australia.

Runtime Protection

Root, jailbreak, and runtime integrity requirements are addressed in national banking cybersecurity guidance for Australia.

Device Trust

Device binding and trust requirements are addressed in national banking cybersecurity guidance for Australia.

Session Security

Session timeout and re-authentication requirements are addressed in national banking cybersecurity guidance for Australia.

MASVS Mapping

  • Mapped to APRA CPS 234 after control extraction completes.
  • Mapped to OWASP Mobile after control extraction completes.

Common Violations

Typical APK assessment gaps: missing certificate pinning, cleartext traffic, weak root detection, hardcoded secrets, excessive permissions, and insufficient session timeout.

Enforcement Risks

Non-compliance with regulator-published mobile banking and operational resilience requirements may result in supervisory findings, remediation orders, and restrictions on digital channel expansion.

Official Sources Used

Source confidence: 55%

Last indexed: 2026-05-19

References

Recent Regulatory Updates

Content last indexed: 2026-05-19. Re-crawl scheduled per country priority tier.

Related Frameworks

  • APRA CPS 234
  • OWASP Mobile

Related Countries

Related Threats

FAQ

Where do Australia mobile banking security requirements come from?

From official publications by ACSC, APRA listed under Official Sources Used.

Does Mobaisec invent compliance requirements?

No. Controls are keyword-evidence extracts from regulator URLs only.

How do I test my APK against Australia mandates?

Upload your APK at Mobaisec and select Australia regulatory context during assessment.

Upload APK

Frequently asked questions

Where do Australia mobile banking security requirements come from?

From official publications by ACSC, APRA listed under Official Sources Used.

Does Mobaisec invent compliance requirements?

No. Controls are keyword-evidence extracts from regulator URLs only.

How do I test my APK against Australia mandates?

Upload your APK at Mobaisec and select Australia regulatory context during assessment.

Validate your banking APK

Upload your Android APK for MASVS mapping, fraud readiness scoring, and executive governance reporting — evidence-backed, audit-ready.