EU DORA Impact on Mobile Banking Security Governance
Regulatory Update · 2025-10-22 · MobAIsec Governance Intelligence
Summary
The Digital Operational Resilience Act (DORA) entered into application in January 2025, establishing comprehensive ICT risk management requirements for EU financial entities. Mobile banking applications fall within scope as critical ICT assets requiring continuous security assessment.
DORA mandates threat-led penetration testing (TLPT), ICT third-party risk management, and incident reporting — all with direct implications for mobile application security programs. Institutions must demonstrate operational resilience of mobile banking channels.
Frequently Asked Questions
Does DORA require mobile app penetration testing?
DORA mandates threat-led penetration testing for critical ICT systems, which includes mobile banking applications serving retail customers.
Assess Your Banking APK
Upload your Android APK for a governance assessment mapped to this framework.